Angel Oak Commercial Lending is a privately held specialty finance company providing solutions to meet the underserved financing needs of commercial real estate owners, developers and investors. We quickly and efficiently provide access to debt markets for value-add, transitional and stabilized projects. Angel Oak Commercial Lending offers senior mortgage, mezzanine and bridge loans on all commercial asset classes throughout the United States.
At Angel Oak, we believe in building and maintaining relationships and trust by providing a personal touch through consistent communication with our borrowers. In the post-crisis regulatory environment, we feel that our dynamic nature allows us to be creative and nimble, taking some of the burden off the borrower and helping our clients focus on their projects. Our broad mandate and internal underwriting and structuring allow loans to be reviewed and terms to be generated quickly.
Call us to learn more about the different financing products available.
Ben Easterlin, V
Managing Director, Commercial Lending
Ben Easterlin, V
Ben is the Managing Director, Commercial Lending at Angel Oak Capital where his efforts are primarily dedicated to developing and implementing a strategic business plan to provide a wide range of debt products to all commercial real estate asset classes.
Prior to joining Angel Oak, Ben was the Chief Financial Officer and Executive Vice President of a private holding company which made investments in companies that own and sell real estate assets. Ben has also held the position of senior executive and cofounder of a real estate private equity firm and a renewable energy company.
Ben holds a B.B.A degree in Real Estate from the Terry College of Business at The University of Georgia.
Director of Credit
Jason is the Underwriting Director with the Commercial Lending team where his aims are to ensure that Angel Oak Commercial Lending is funding quality commercial real estate deals that are within the parameters and scope of the goals for Angel Oak companies as a whole.
Prior to joining Angel Oak, Jason was a loan portfolio manager for a private commercial financing firm who offered working lines of credit to lower middle market firms. Jason has also held the position of senior underwriter for the Colorado Housing and Finance Authority where he not only performed underwriting activities on new commercial real estate loans, but also performed loan review and asset management activities on a $500 million commercial loan portfolio with over 800 loans.
Jason holds a B.S. degree in Business Administration from Ithaca College.
Chief Financial Officer
Tracy serves as Chief Financial Officer for all divisions of Angel Oak Companies and is responsible, along with his team, for all finance and accounting activities.
Tracy is a finance executive with experience in capital markets, accounting, loan servicing, budgeting and forecasting, auditing, and warehouse finance. Prior to Angel Oak, Tracy served as Chief Financial Officer for several large mortgage originators and servicers including Market Street Mortgage in Clearwater, Florida and Principal Residential Mortgage in Des Moines, Iowa.
During his 30 years as a Chief Financial Officer in the financial services industry, Tracy has helped to finance and grow both retail and wholesale mortgage origination companies. He has had direct management responsibility over large servicing portfolios and multiple origination channels.
Tracy holds a Master of Accounting degree from the University of Toledo and a B.A. degree from Malone University.
Dory is the General Counsel for Angel Oak Companies and is responsible for all legal and compliance affairs at the firm.
Previously, Dory spent over ten years at GE Asset Management as the Vice President and Associate General Counsel. She began her career working at Dewey Ballantine LLP, where she represented private equity investors and pension funds making equity investments in various operating companies. Dory has extensive experience in a variety of areas relating to the investment management business including drafting and negotiating investment management agreements, forming U.S. and offshore investment funds, and advising on regulatory issues in the U.S. and in foreign jurisdictions.
Dory holds a B.A. degree in English Literature from Brandeis University and earned a J.D., with Honors, from Emory University’s School of Law graduating cum laude with High Honors.
Chief Marketing Officer
Steven is the Chief Marketing Officer for Angel Oak Companies and oversees all marketing and branding initiatives for the firm and its affiliated companies.
Steven has over 24 years of experience in marketing and branding in both corporate and agency environments. Prior to Angel Oak, Steven was Vice President of Marketing for Buyers Protection Group, a national home warranty/home inspection firm. Prior to that, he was the Assistant Vice President of Marketing and Brand Equity for United Guaranty. For over 10 years prior to that, Steven was a partner in two different brand and marketing communications agencies.
Steven holds an MBA from Emory University and a B.S. degree from the University of Miami.
Chief Human Resources Officer
Matt is responsible for leading the Human Resources Department for all divisions of Angel Oak Companies. He has direct oversight of the strategic processes and day to day operations of the human resources department, including both corporate functions and deployed support.
Matt has over 20 years of progressive expertise in human resources strategy and related disciplines. Prior to Angel Oak, Matt served 11 years at SunTrust Bank, Inc. in numerous roles of increasing responsibility within the Human Resources Department.
Matt holds a B.S. degree in Business Administration from Tennessee Technological University.
Chief Information Officer and Chief Technology Officer
Al is Chief Information Officer and Chief Technology Officer for Angel Oak Companies. He is responsible for the technology direction and investments across all Angel Oak Companies inclusive of IT infrastructure and operations, information security, corporate systems, software and applications, enterprise architecture, and technology governance. Al has over 20 years of global IT experience in business technology, infrastructure, and software engineering.
Al holds a B.S. degree in Management Information Systems from California State University, Sacramento.